Ripple is a crypto-payments and infrastructure company associated with the XRP Ledger and XRP, offering cross-border payment solutions, custody (via acquisitions) and the RLUSD stablecoin for institutions. It is a payments/infrastructure firm, not a retail exchange.
Key Facts
| Item | Details |
|---|---|
| Type | Payments & infrastructure company |
| Associated | XRP Ledger / XRP |
| Stablecoin | RLUSD |
| Focus | Cross-border payments, institutional |
| Trading | Not a retail exchange |
Pros & Cons
Pros
- Major crypto-payments company
- RLUSD stablecoin
- Institutional cross-border focus
- Custody & infrastructure
Cons
- Not a retail exchange
- XRP regulatory history
- Institutional orientation
- No public market-data API for aggregation
Summary
Ripple builds cross-border payments and institutional infrastructure around the XRP Ledger and RLUSD. A payments company, not a retail exchange.