Easy Crypto is New Zealand's leading cryptocurrency retailer, founded in 2018 and registered with New Zealand's Financial Markets Authority (FMA) as a Financial Service Provider. With a unique non-custodial model that sends purchased crypto directly to users' own wallets, Easy Crypto prioritises security and self-custody while offering NZD fiat support, 150+ cryptocurrencies, and a reputation as New Zealand's most trusted domestic crypto platform.
About Easy Crypto
Founded in 2018 by Janine Grainger and Alan Grainger in Auckland, Easy Crypto was built around a fundamentally different model from traditional exchanges: rather than holding customer funds on-platform, Easy Crypto sends purchased cryptocurrency directly to users' own wallets immediately upon purchase. This non-custodial approach eliminates exchange custody risk entirely — a philosophy aligned with Bitcoin's original self-sovereignty ethos. Easy Crypto has since expanded to Australia and South Africa.
Key Facts
| Item | Details |
|---|---|
| Founded | 2018 |
| HQ | Auckland, New Zealand |
| Regulation | FMA registered (FSP) |
| Listed Coins | 150+ |
| Fiat | NZD (bank transfer) |
| Model | Non-custodial retailer |
| Fee | ~1% spread |
| Markets | NZ, Australia, South Africa |
Key Features
Non-Custodial Model
Easy Crypto's defining characteristic is that it never holds customer cryptocurrency — purchased crypto is sent directly to the user's personal wallet at time of purchase. This model eliminates exchange hack risk and insolvency exposure, making it uniquely secure compared to traditional custodial exchanges. Users must provide a valid receiving wallet address for every purchase.
NZD Bank Transfer Integration
Easy Crypto supports NZD deposits via standard New Zealand bank transfers, making it accessible to all New Zealand bank account holders without requiring credit cards or international payment methods.
150+ Cryptocurrencies
Easy Crypto lists over 150 cryptocurrencies for NZD purchase, covering Bitcoin, Ethereum, and a broad range of altcoins — making it the most comprehensive crypto retailer for New Zealand investors.
Fee Structure
| Service | Fee |
|---|---|
| Trading spread | ~1% |
| NZD bank deposit | Free |
| Crypto withdrawal | None (direct to wallet) |
Pros & Cons
Pros
- Non-custodial — no exchange custody risk
- NZ's most trusted domestic crypto retailer
- FMA registered
- 150+ coins
- NZD bank transfer support
- No withdrawal fees (direct to wallet)
Cons
- Requires personal wallet for every purchase
- ~1% spread — not lowest available
- No advanced trading (order book, charting)
- Not suitable for frequent active traders
Summary
Easy Crypto is New Zealand's most trusted crypto retailer, uniquely positioned around a non-custodial model that protects users from exchange custody risk entirely. Its FMA registration, NZD integration, and 150+ coin selection make it the definitive choice for New Zealand investors who want to own their crypto outright rather than leaving it on an exchange. Users seeking active trading functionality or lower spreads should explore alternative platforms, but for secure, simple NZD-to-crypto conversion, Easy Crypto is unmatched in New Zealand.