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Spend USDC Instantly, Earn SOL Rewards

Spend USDC Instantly, Earn SOL Rewards
Kast is a Solana-native card that turns on-chain USDC into everyday spending power. Rather than routing through a centralized exchange balance, Kast settles purchases directly against stablecoins held in the Solana ecosystem, taking advantage of Solana's sub-second finality and near-zero transaction costs. Issued on the Visa network, the card is accepted at tens of millions of merchants worldwide and works through Apple Pay and Google Pay.
Kast's pitch is speed and global reach: instant settlement, no staking lock-ups, and availability in 150+ countries including many regions underserved by older crypto cards. Rewards are paid in SOL on eligible spending, giving holders exposure to Solana's native asset rather than a card-specific utility token.
You fund the card by holding USDC (and supported stablecoins) in your Kast account on Solana. At point of sale the card converts the required amount of USDC to fiat instantly, using Solana settlement under the hood. Because there is no pre-staking requirement, you can start spending as soon as your balance is funded.
SOL rewards accrue on eligible purchases and are credited to your Kast wallet. There is no tier lock-up — your reward rate is consistent regardless of how long you have held funds. Virtual cards can be issued instantly for online spending, with physical cards available in supported regions.
| Tier | Stake Required | Cashback | Perks |
|---|---|---|---|
| Standard | None | SOL rewards on spend | Instant virtual card, Apple/Google Pay |
| Premium | Higher balance | Boosted SOL rewards | Higher limits, priority support, physical card |
| Card Issuance (virtual) | Free |
| Annual Fee | Free |
| FX / Conversion | Spread applies at point of sale |
| ATM Withdrawal | Region-dependent |
Kast operates as a non-bank card program issued over the Visa network, with standard Visa fraud protection, instant freeze, and spend notifications. Funds are held as on-chain stablecoins until spent, so users retain visibility of balances on Solana. As with any newer card program, users should confirm the issuing entity, regional licensing, and custody model before funding large balances.
Kast is one of the most compelling options for users who live in the Solana ecosystem and want to spend stablecoins globally with minimal friction. The lack of staking lock-ups and the broad country coverage make it especially attractive for users outside the US/EU where older cards are unavailable. The main trade-off is SOL reward volatility and a shorter track record — convert rewards to stablecoins if you want to avoid price risk.
| Network | Visa |
| Best Cashback | SOL rewards on spend |
| Annual Fee | Free |
| Stake Required | None |
| Available In | Global (150+ countries) |
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